Transforming informal savings into formal financial inclusion

What is Ohana?

Ohana Africa is an innovative mobile application which addresses the specific needs of tontines and savings groups by offering them:

✅ A secure and intuitive platform for simplified management of collective finances.
✅ Automated collection and secured contributions, with direct deposits into accredited banking institutions.
✅ Smooth and risk-free management of collected funds, reducing losses and fraud.
✅ Full traceability of funds, from collection to usage, ensuring transparency and trust among members.
✅ Support for groups in formalizing their operations, helping them comply with legal and regulatory requirements and facilitating their integration into the formal financial system.

Our Vision and Commitment

At OLLO AFRICA, we develop technology solutions tailored to African realities by combining:
🔹 Innovation and tradition, to modernize community saving and lending practices.
🔹 Financial inclusion and security, to ensure that every citizen—even the unbanked—has access to safe and effective financial services.

To fulfill this mission, OLLO AFRICA has partnered with a Togolese banking institution to support compliance with current UEMOA regulations.

Our Services

We offer tontines and other savings and credit groups a comprehensive solution that includes:

1. Collection and Securing of Contributions

📌 Automated member contributions via the Ohana Africa app.
📌 Secure deposit of funds into dedicated bank accounts.
📌 Optimized cash management, minimizing risks related to handling physical money.

2. Financial Tracking and Traceability

📌 Real-time control mechanisms for precise transaction monitoring.
📌 Detailed financial reports accessible to group members.
📌 Advanced management tools to optimize allocation and use of collective resources.

3. Banking and Fiduciary Services in Partnership with the Bank

📌 Integration of banking and mobile money APIs (MoMo, etc.) for seamless transactions.
📌 Deposit and withdrawal orders directly through the app.
📌 Tools for managing group members and finances, enabling better administration of tontines and common funds.

WHY DOES OHANA AFRICA EXIST?
✅ A solution for a still very popular African tradition: tontines and community savings groups
✅ Easy access to the formal financial ecosystem without complex bureaucracy
✅ Increased transparency and traceability of operations
✅ Stronger financial and economic inclusion of local communities

With Ohana Africa, we are transforming traditional tontines into true tools for economic and social development, secure and recognized by the formal financial system.